ATM Security

Using the ATM

• It is best to lock your car when using the ATM, but keep your keys handy so you can enter your car quickly after completing your transaction. 
• Be alert for anything suspicious, especially two or more people in a nearby vehicle, particularly if no one else is at the ATM, or someone who just appears to be hanging around the area.
• If you sense something is wrong, leave the area immediately and use another ATM.
• When waiting in line, wait well behind the person or persons using the ATM. 
• When you are using the ATM and someone is closer than you would like, ask them to step back a few steps. If they do not step back, it may be best to cancel your transaction and wait in your locked vehicle until that person leaves or you are able to go to another ATM. 
• Have everything ready before you approach the ATM; have your card ready, know your code, and fill out your deposit envelope before approaching the ATM. 
• Stand directly in front of the ATM to block the view of others. You don't want others to see your code, to see what type of transaction you make, or how much money you withdraw.
• If you must use an ATM after dark, have a friend go with you if possible. Many ATM robberies occur between midnight and 6 a.m.
• At a drive-up ATM, keep all windows closed, except the one you are using, and all doors locked. Keep the car running, and keep your eyes moving, watching the front, sides, and rear area; if someone approaches your vehicle on foot, cancel the transaction and leave. 
• When your transaction is completed, immediately take your property -card, receipt, money etc.- and put them in your pocket or purse and leave. You can count your money later. 
• When you leave the ATM and you feel someone is following you, walk or drive into the closest open business and call the police. 
• Report all ATM crimes to the police and the financial institution that issued your card.

There are two ATMs on campus, one in Lower Benson (above) and one outside the bookstore.

Using Your Debit Card for Purchases

• Make sure you sign the back of your debit card as soon as you receive it.
• When using a debit card at a store, remember to get the card back from the merchant.
• Ask for and tear up carbon copies.
• Check your sales slips against your checking account statement to verify the charges.
• Never keep your ATM or DEBIT card in the same place as your personal identification pin.
• Always protect your ATM and DEBIT cards as if they were cash. Check periodically to be sure you have them.
• Never give out any information, over the phone or in person, about your DEBIT card, except to an authorized bank representative. Do not give your PIN to ANYONE.
• Report all lost or stolen cards to the financial institution’s security department.